RENAISSANCE HOTEL-DOWNTOWN ALBANY/APRIL 1, 2017
7:30am -Vendor & Exhibitor setup
8:00 am-Continental Breakfast of juice, coffee, pastries
8:30am- Welcome from Elaine Houston. What’s in store for the day.
8:45-Invocation-Minister Diane Nobles
8:55- Carolyn McLaughlin introduces THE POWER OF WOMEN-HIGHER HEIGHTS. A think tank group they will provide the audience with stats on the buying power and political power of women.
9:15-10:20am WORKSHOPS 1-2-3-4-5 (Please choose one)
'Are YOU Ready? ' Workshops
1....Buy a Home & Pay it off-Speakers/Lisa Joy/ Realtor/ Harriet Webster
2...Learn how to maneuver in the real world after college/Speakers-Carmen Duncan, Mission Accomplished
3----Social Media for your business, improving your portfolio, or yourself
4---Branding Yourself-Up your game and improve what you bring to the table/ Speaker-Elaine Houston
5...How to Advocate for your children in school-Education Expert Marilyn Oliver
10:25-11:30am WORKSHOPS 6-7-8-9-10 (Please choose one)
Yes, 'She Can' Workshops
6… Become an Activist—Speaker/Jamaica Miles, activist
7…. Write a Book-Speaker/ Shari Quinn, author
8…. Creating Partnerships-How to get a Big time sponsor to like and partner with you on your big project? / Speaker, Nicole Stein/ SEFCU
9…. Want to get out of debt but your nails, extensions, and Jimmy Choos are stealing all your cash? Speaker/ Angela Tatem/Financial advisor
10...Reinvent Yourself-Get Your GED-Education Expert Marilyn Oliver
WOMEN: Turning the Corner
College students 30.00 with valid
college I-D. Others 40.00.
LEADERSHIP: Health, Finances, Career, Life!
Cheryl Wood stands before crowds of women telling them to feel the fear and still walk into what they want. As an international motivational speaker she is passionate about helping women and so personable and down to earth you just want to talk to her for hours. Respectively, she has a gift of gab. However, she hasn’t always been fearless. “I was completely opposite the woman I am today, she says.” She says she was shy, introverted, certainly not the type of person who would stand in front of others and speak.
She grew up in a rough neighborhood in Baltimore. ‘’I saw things I didn’t want to see. I saw pregnant women, drugs, but my dad was an alcoholic, so our house was as dysfunctional as what I saw on the street, she said.” Wood went to a vocational-tech high school and learned business. She says college wasn’t emphasized and she went to work right out of high school. She ended up at a law firm and was a legal secretary for 15 years.
The money was good but she worked long hours, missed her kids and then lost her dad, it was the perfect storm that pushed her into wanting more. “Some thought I should be thankful, I was, but my dad died and I thought something has to happen, I am not going out like this, she said.” Incredibility, she started selling t-shirts. “It was hard, but I learned how to network and build my own tribe and stay connected and hear ‘no’ and not be crushed. I learned so much sitting behind those tables, she says.”
She didn’t sell a lot of t-shirts but sitting behind her vendor table she would encourage the women who came up to talk to her. Word got around about this woman who was a great motivator and she was soon offered a chance to speak before a college crowd. The rest as they say is history. She’s been around the world speaking. “There was an energy, an excitement and I knew I wanted to do this for the rest of my life, she said. “
However, that is not the end of her story. Remember how Wood encourages women to feel the fear and step in to their future and live their dream?
She can do that because she had to take risks herself. Wood, did not go to college and that fact would try and haunt her when she first started out as a motivational speaker. “Whose gonna let me, whose gonna let me? That’s how I was talking to myself because I did not go to college, she said.”
But, soon she began to preach to herself with that same wisdom she doled out to others. "It's not enough to wish for something better, you have got to turn your power on and give yourself permission, stop focusing on all the negative that could happen or that people will judge, she says." She soon began to believe it and now thanks to her others believe it too.
Recently Wood went to a law firm as a motivational speaker and it brought her to tears. A few years earlier she was a secretary at a law firm, now the tables had turned." It was an emotional moment I wanted to cry but I had to keep it together because I was the expert. It was surreal, she said."
For more information, you can go to
Karen Laing is a public health educator in Albany, NY www.HealthLiteracyForAll.org
Election of Donald Trump and Future of Health Insurance
The election of Donald Trump has refocused the nation on health insurance again. Just as the states are all smoothing their processes and improving their options, we are going down a new rabbit hole of the unknown. So let’s go back to what we do know. Wherever we choose to buy health insurance, it is not the ultimate solution to a healthy life. It is not inexpensive, free access to everything, or the same from one company to another. It is the health insurer’s responsibility to be clear about what they cover. It is your responsibility to know what that is. It is their responsibility to pay for items the state and federal government says they must pay for. It’s yours to use all the free services, seek your care first from your primary doctor, take all your prescribed medications and follow all treatments, and to stop smoking. Premiums, deductibles, co-insurance and copays are all words you should recognize as part of the cost of using your insurance. Sometimes it is worth paying a higher premium to get lower deductibles, etc. You should be on the lookout in your contract for the words “out of pocket, non-participating, out of network, usual and customary charges, non-formulary, off- formulary use.” All these words mean that you will be paying more than the standard costs.
Sometimes it is worth paying a higher premium to get lower deductibles, etc. You should be on the lookout in your contract for the words “out of pocket, non-participating, out of network, usual and customary charges, non-formulary, off- formulary use.” All these words mean that you will be paying more than the standard costs.
A zero-based budget is the blueprint for our lives each month. It is the master plan that helps us reach our major goals by first taking care of the smaller, everyday goals. It is where we decide how we are going to spend each penny of the income we bring in that month. It’s the no dollar left behind campaign for our personal finances. It is written out on a cloud-based spreadsheet that we both have access to all the time.
Read the 4 tips on how to create your zero-based budget:
Most women-leaders already plan and allocate their time each day to be most effective in their roles, whether it be a stay-at-home mom or a CEO. A lot of us have our year planned out because there is so much we want to accomplish and we understand the power of intentionality, goal-setting, and making strategic moves. With cash-flow planning, we transfer those same concepts to money. We prepare in advance how we will spend, give, invest, and save each dollar. It works for our time, and it works for our money. This doesn’t mean all our money problems will magically disappear. But how much smoother does our day flow when we have it planned out in advance and we took the time with a trusted mentor or partner to plan it? Our mentors do not have a perfect marriage, they have struggles just like every other relationship, but the difference is that investing in cash-flow planning provides a deeper level of commitment and transparency to their relationship when it comes to goal setting. Every goal and decision we make has a financial cost associated with it. Either the decision will involve you paying out money, or you saving money.
As women-leaders we often go above and beyond to take care of the companies we work for. Nurture your own personal economy too. Our commitment to cash-flow planning is the foundation of having a wealth-centered financial game plan. There are many more topics that we teach (getting out of debt, saving, establishing a wealthy mindset, and investing) but the foundation is to establish strong budgeting skills. Knowing where all our money will be spent before the month starts brings a sense of relaxation to many women. We have much to concern ourselves about, so being on top of our personal finances, and having a written game plan for our money helps us be more effective with our other roles. It gives us one less thing to worry about. Cash-flow planning is transformative. It helps us clearly see what needs to be done to meet our money goals. Money is interwoven into all aspects of our lives. If you have your money goals in order, it makes your life goals that much more attainable.
Angela Tatem, MBA is a money coach at the Wealth Education Exchange, co-founded in 2015 with her husband Elroy Tatem, Ph.D. The Wealth Education Exchange seeks to empower the community through practical every day financial education. Their classes help people climb out of debt, budget like an expert, save money, invest for the future, and end the cycle of living paycheck-to-paycheck to build a stronger and more philanthropic community. Angela would love to connect with you.
Sleep in your make-up? This woman says never again!!!
CLICK HERE: She Speaks
How time in prison changed this woman's life for the better!
CLICK HERE: She Speaks
'NEW' film on FAT SHAMING
S* T*A* R* S Ministry
The 12 Steps Spiritual Journey
Women's Bible Group
Meetings Every Thursday
6:00pm to 7:00pm
Capital South Campus Center (CSCC) Albany, NY
(518) 426-9423 20 Warren St.
Minister Shelia Jackson
*A support ministry of
Christ Church of Albany *381 Sheridan Ave. Albany, NY
Muncy State Correctional Institution is a Medium/Maximum security prison that houses female inmates. There are 76 buildings at the facility; 18 house inmates. This facility also houses all female death row inmates. There are approximately 1,450 inmates at the facility.
Hannah says the mission trip was amazing in ways she’s still processing. “The talent was amazing, I was surprised at the talent, she said.” But some of the memories are heartbreaking. “There was a woman there she had already been there for 35 years and she was 69, she said.” The woman was serving life. Hannah says more than half the women will die behind bars. Yet they, the women, gave her a gift; they unwittingly got Hannah, a Christian to reexamine her faith. “It deepened my walk with the Lord like never before. To see these women who’ve made terrible choices and are bound in this place, some of them forever, and they’ve accepted Christ’s forgiveness and they are choosing to walk in the love of God. If they can do this having committed murder and other crimes what is stopping you, she says.” Hannah graduated from college with a degree in performing arts, performed in a professional opera company and would love to travel the world performing but says her faith has to be a part of any career decision she makes. When she heard about Shining Light she knew it was a dream come true. "My faith is very important and this was a combination I was looking for music, art, singing, she said.” For more information about Shining Light Ministries go to http://shining-light.com/our-story/
so just imagine what Jacqueline Rowe was going through living those words. “I was distraught about my condition, she said.” The condition is called Chiari Malformations. The Albany, NY woman says the nightmare began in 2009 when she was living in Baltimore and heading to work at Johns Hopkins.